Most injury claims take several months to over a year depending on medical treatment, recovery, and insurance issues.
ER, urgent care, or your doctor
MedPay/UM coverage
MedPay/UM coverage
Include date of wreck.
*important for UM claims
FREE CASE EVALUATION
This guide provides general information about Georgia car wreck injury claims. Every case is different, and outcomes depend on specific facts, insurance coverage, and medical evidence. This document is not legal advice and does not create any guarantee of results. Consult directly with your attorney about the specific facts of your case.
Missing these dates can permanently bar you from recovering compensation.
In Georgia, these are the standard deadlines:
from the date of the wreck (O.C.G.A. § 9-3-33)
from the date of the wreck (O.C.G.A. § 9-3-33)
Always confirm deadlines with your attorney as soon as possible.
These deadlines can change depending on the facts of your case (for example, claims involving government entities, minors, or other special circumstances).
Goal: Protect your health and your legal rights.
Warning: Watch out for daily storage fees!
Review their Valuation Report carefully.
Goal: Recover fully and document your injuries
WARNING: Stopping treatment too early or missing appointments can significantly reduce the value of your claim.
Goal: Obtain a fair settlement that you approve.
Georgia minimum coverage typically includes:
* $25,000 Per Person (Injuries)
* $50,000 Per Accident
* $25,000 Property Damage
This is a policy you pay for to protect yourself if the at-fault driver has too little insurance.
In Georgia, if you live with a family member who has UM coverage, we may be able to "stack" those benefits onto your claim.
Goal: File a lawsuit and present your case to a jury if necessary.
Many clients worry that “filing suit” means they will end up in a courtroom. Litigation is often a strategic tool used to force the insurance company to take your case seriously. Many cases – even those in litigation – settle before ever reaching a jury.
Remember: Less than 5% of personal injury cases actually go all the way to a jury trial. Our goal throughout this entire process is to build maximum leverage so the insurance company is forced to pay a fair settlement long before a courtroom is necessary
FINAL THOUGHT: Your primary job is simple: get better and follow medical advice. We handle the legal strategy and work to maximize your recovery under Georgia law. If you ever have questions, ask – early communication prevents problems later.
CONTACT OUR OFFICE!
We are here to help you navigate the process and protect your recovery. If you have questions or need guidance, contact our office before making important decisions about your claim.
→ Phone: 706-722-1200
→ Text Line: 706-397-4837
→ Fax: 706-869-3160
This website offers an overview of legal topics but is not a substitute for personalized legal advice. While we strive to provide accurate and up-to-date information, every legal situation is unique. Contacting us through this website does not establish an attorney-client relationship. For tailored guidance, please reach out to a lawyer licensed in your area.